She did everything for me, my medication, scans, MC, follow up appointments all in one bag (no bills felt really good)
Saturday, 23 November 2013
One glaring hole in Australia's medical coverage (Medicare)
Just a quick one from us... There's so much to blog about, and our first few days here have been a truly overwhelming experience - in a good way. I promise to cover these events in more detail. Or arrow A to do it!
Most of you who do not reside in Australia, would nonetheless have heard of Australia's "free medical" care. Basically it covers all manner of essential medical care in a public hospital, and is subsidised for private hospitals. A Singaporean Son has this to share about his experience with the healthcare system...
He also blogs about what is essentially free delivery for babies in Oz. So there, if you can get a PR, it does seem like it makes perfect sense having your kids in Oz. But it's up to you. Some of you can't stand giving your offspring the option to quit. So to each his own.
But there is one big chasm in the Iron Dome coverage of Medicare...
It costs a bomb if one ever needs an ambulance in Australia in most states, even in a genuine emergency. There are some exceptions and concessions for the less-privileged, but Australia isn't that much of a welfare state, and there is quite a formidable array of restrictions in place to deter freeloading. It puts Singapore to shame by a huge margin overall (except for ambulances...), but not throwing welfare to all and sundry does help to keep taxes down as compared to some of the truly welfare European states.
See these links here and here to get an idea of how much it costs to be in an ambulance in Australia.
As I have been in an emergency ambulance twice, whilst in Singapore (once more in a non-emergency ambulance... debatable whether it was an emergency but I was in a bad way), there's no way I'm letting my ass be exposed to such high risks.
So I set about doing some research, decided on Bupa's basic ambulance cover, logged in, and in ten minutes flat, A and I are covered for a year.
The premium? The princely sum of A$63, auto renewable and deductable from our Aussie bank account. This covers us both, anywhere in Australia.
How much are you paying for your private medical insurance in Singapore? I think I will be cancelling our plans very shortly, if further investigation yields no more "holes" in Medicare coverage.